What is travel insurance?

Offering peace of mind for travelers


During times of crisis, travel insurance can be invaluable. For example, if you were seriously injured in a car accident while abroad, what would you do? If you lost your passport, how would you proceed? Buying a travel insurance plan that covers medical and travel expenses provides protection and offers some peace of mind.

What is travel protection?

Travel InsuranceTravel insurance is designed to help travelers who run into unforeseen problems abroad, whether sickness, injury or travel woes. Travel insurance provides reimbursement for medical expenses and losses incurred, due to a covered reason.

Most travel insurance policies include coverage for trip delay, medical expenses and evacuation, and baggage delay or loss. Check out our article titled “Do I need travel insurance?” for more information.

Volunteer Card Benefits

Emergency Accident Medical Expense
Emergency Sickness Medical Expense
Emergency Medical Evacuation
Security Evacuation* (Political or Natural Disaster)
Repatriation of Remains
Trip Delay
Baggage Loss (including passport replacement)
Baggage Delay
Accidental Death & Dismemberment (Premium Plan Only)

What’s Not Covered

Pre-existing conditions (within 60-day period prior to coverage)
War or act of war
Change of mind cancellations
Incidents caused by drug or alcohol use
Extreme sports, e.g. scuba diving, mountain climbing, skydiving, etc. (Some exceptions with the 365 Sport Plan)

*Note: Travel Assistance & Concierge Services are provided by the designated provider as listed in the Description of Coverage. Refer to the Description of Coverage for terms, conditions, and exclusions of the protection plan.